Low-Fee Investment Portfolios

Kindur’s portfolios are backed by technology designed to get you through retirement by helping minimize taxes and maximize how long your money lasts.
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Low-Fee Investment Portfolios

Kindur’s portfolios are backed by technology designed to get you through retirement by helping minimize taxes and maximize how long your money lasts.

Designed for Retirement

Making your money last in retirement requires a different strategy than saving for retirement. Your portfolio considers your income needs and gradually adjusts over time, shifting towards investments for preservation and liquidity rather than growth.

Sample Portfolio

Low-Fee ETFs

Unlike actively managed mutual funds, which can have high expense ratios, hidden fees and commissions, Kindur invests in low-fee ETFs (exchange-traded-funds) with a weighted average annual fee of 0.06%1 which could keep thousands more in your pocket.

Proven Investment Strategies

Kindur Portfolios are built using time-tested Modern Portfolio Theory and are overseen by our team of financial experts, who have managed assets for decades at some of the best-known financial institutions in the country.

Tax-Aware, Every Day

You’ve worked hard to save and we want to make sure your hard earned savings are working for you. As we manage your investments we keep an eye on taxation. This includes withdrawals, rebalancing, and making sure you hold tax efficient investments in the proper accounts.

Automatic Rebalancing

We get it — markets can be volatile. That’s why we make sure your portfolio is automatically rebalanced so you can stay the course and retire fearlessly.

Globally Diversified Funds You Can Trust

Kindur’s global portfolios are made up of established ETFs managed by household names like Vanguard, Blackrock and Charles Schwab. So you get the benefit of smart investing technology with the peace of mind that your money is managed by asset managers you trust.

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A sample of our portfolio funds.

Our Fees

We charge a low fee for assets under management which includes access to Kindur’s platform for planning and managing your retirement. Compared to a traditional financial advisor, you could save thousands per year2. You’ve worked hard for your money — keep more in your pocket as you prepare for, transition to, and live in retirement.


That’s $500 a year for a $100,000 account value.

Contact us today.

We're here to help get you started.

Call us (800) 961-3572.

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1 When you invest with us, we select low-cost exchange traded funds (ETFs) to build your portfolio. Our funds have a weighted average annual fee of 0.06%, known as an “expense ratio,” that is automatically deducted by the ETF provider as a management fee. This fee is applicable whether you invest with us or directly with them. This fee is in addition to our management fee and you will not be billed separately for this fee.

2 Compared to the average cost of an investment advisor: The average annual cost of an investment advisor, which Kindur estimates to be approximately 1.49%, is calculated as the sum of the average investment advisory fee plus the average fund fee. Average investment advisory fees are estimated to be 0.95% annually based on RIA in a Box’s Q1 2018 survey of 1,500 registered investment advisor ("RIA") firms. Average fund fees are calculated based on the Investment Company Institute (ICI) 2017 Trends in the Expenses and Fees of Funds which reported the asset weighted average fees for equity funds to be 0.59% and the asset weighted average fees for bond funds to be 0.48%. For a portfolio comprised of 60% stocks and 40% bonds, Kindur estimates that the annual asset weighted average fees for such a portfolio would be approximately 0.54%.

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This website is operated and maintained by Kindur Services Inc. (together with its subsidiaries and affiliates, “Kindur”). By using this website, you accept our Terms of Use and Privacy Policy.

Kindur Investment Services LLC (“Kindur Investment”) is an SEC registered investment advisor. Investment advisory services are provided by Kindur Investment Services LLC (“Kindur Investment”) through its online platform and are available only to residents of the United States over 18 years old. Nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities. Past performance is no guarantee of future results. Any historical returns, expected returns or probability projections are hypothetical in nature and may not reflect actual future performance. Account holdings are for illustrative purposes only and are not investment recommendations. The content on this website is for informational purposes only and does not constitute a complete description of Kindur’s investment advisory services. Certain investments are not suitable for all investors and are not available to all Kindur Clients.

Before opening an investment advisory account (including for use of the Retirement Planning tool), you should review Kindur Investment’s Form ADV Part 2, which includes a description of certain risks, conflicts and fees associated with participating in the Kindur platform. Any references on this website to “guaranteed income” relate solely to the fixed annuity product offered by an affiliate of Kindur Investment and not to any investment advisory services provided by Kindur. Apex Clearing Corporation, a third-party SEC registered broker-dealer and member FINRA/SIPC, provides custody and clearing services for Kindur and serves as the custodian for advisory assets of Kindur clients.

Fixed annuity contracts are offered by Kindur Insurance Services LLC and are issued by American Equity Investment Life Insurance Company, an unaffiliated insurance company. “Guaranteed income” refers to income paid by a fixed annuity contract that may be sold to a client as a component of Kindur’s retirement platform. Guarantees do not apply to the safety of the contributions to a fixed annuity contract and are based on the claims-paying ability of the issuing insurance company. Detailed information about the fixed annuity can be found in the fixed annuity contract itself and other materials that may be delivered in connection with any application for or purchase of a contract. Early surrender charges also apply to the fixed annuity. Kindur and its affiliates do not provide tax or legal advice.

Fixed annuity contracts are not FDIC Insured and are not Bank Guaranteed. Taxable distributions (and certain deemed distributions) are subject to ordinary income tax, and if made prior to age 59 1/2 also may be subject to a 10% federal income tax penalty. Early surrender charges also apply to the fixed annuity.

Email: support@kindur.com

Tel: (800) 961-3572

Information provided by Kindur Support is for informational and general educational purposes only and is not investment or financial advice.

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